Non Profit Insurance
Non Profits
You need an affordable risk management plan customized for your nonprofit organization, and that's what Braman Insurance provides.
You deserve a trusted advisor who works tirelessly to provide you the best protection at the lowest overall cost. We don't just sell you an insurance policy: we take a 360-degree view of your operations that is focused on finding ways to reduce risk and prevent loss. We evaluate your exposure to risk, assess the insurance needs created by your operations, services, and special events, and offer detailed appraisals to ensure your properties are correctly valued.
Based on our comprehensive analysis, we provide proven risk management solutions that best meet your unique needs. This includes loss control services, safety program design, contract review for insurance requirements, insurance coverage for property, general liability, and professional liability for your directors and officers.
Our service doesn't end when your insurance policy has been written. We provide human resource consulting and training, insurance certificates, and continued coverage assessment. We are your advocate in:
claim mitigation and investigation
monitoring claim reserves
controlling insurance costs
Key Services
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We offer you an entire program of human resource services to help protect you, your staff, and your clients. This program includes training modules, communication materials, and a wide range of tools to make everyone safer. Our human resource programs will help you become more efficient and compliant with workplace regulations.
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We understand the financial constraints nonprofit organizations are under. Our programs address the total cost of risk, and our broad access to markets ensures that we can match you with companies providing the best coverage at the most competitive price. We provide comprehensive safety program resources and coordinate with insurers' loss control resources.
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We conduct a ground-up coverage assessment, looking for gaps in your current program that put you at risk. Nonprofit organizations have unique exposures to loss, including liability for directors & officers, professional services, special events, fundraising, and more. We have access to a wide array of markets that can insure these needs. We understand critical differences in coverage to help you make the best selection.
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We review your drivers to make sure that you meet insurers' underwriting qualifications and to match you with the best insurance markets. We work with you to create formal written safety programs. We help you monitor drivers to ensure they continue to meet insurance company standards.
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We provide detailed building valuations that determine accurate replacement costs to put the right amount of coverage in place. This is especially important when historic structures are involved.
