Manufacturing Insurance
Manufacturing
Braman Insurance's expertise in the manufacturing sectors begins with an in-depth study of current programs in place in addition to reviewing the established policies and procedures. Our experience in both the marketplace and in loss control studies is designed to provide maximum protection at the most competitive price.
We can suggest risk management alternatives that will result in fewer claims and help increase employee productivity. We’ve established relationships with an extensive array of insurance markets that specialize in coverage for small to international-sized manufacturers.
Based on our comprehensive analysis, we provide proven risk management solutions that best meet your unique needs. This includes loss control services, safety program design, contract review for insurance requirements, and insurance coverage tailored to your manufacturing operations.
Our service does not end when your insurance policy has been written. We provide human resource consulting and training to keep you both compliant and productive. We are your advocate in:
claim mitigation and investigation
monitoring claim reserves
identifying subrogation opportunities
controlling insurance costs
Key Services
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Manufacturing operations have unique insurance needs along the entire supply chain - customized equipment, selling price coverage for finished stock, business income from dependent properties, and more. We conduct a ground-up exposure assessment, looking for gaps in your current coverage that put you at risk. We examine the class codes, rating factors, and exposures that are used on all lines of insurance to ensure you are getting the best price.
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We offer you an entire program of human resource services to help protect you and your employees. This program includes training modules, communication materials, and a wide range of tools to make everyone safer, more efficient, and compliant with workplace regulations.
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With Braman Insurance Services, you benefit from access to comprehensive safety programs and disaster recovery planning resources. We work with you to create formal written programs, including safety training and effective return-to-work strategies.
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We provide detailed building valuations that determine accurate replacement costs to put the right amount of coverage in place.
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A high workers' compensation experience modification (EMA) increases your premium and requires careful analysis to ensure it reflects your true claim experience. We review your current EMA and project your future EMA. We find ways to keep your EMA under control through claims advocacy and ongoing review of rating factors.
