https://www.bramaninsurance.com/blog daily 0.75 2021-09-21 https://www.bramaninsurance.com/blog/how-changing-your-morning-routine-will-improve-your-mood-83kz2 monthly 0.5 2020-09-16 https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1596491503706-S5WMS70RXD5EIS8L3ZAJ/Bright+natural+dining+room+nook+with+vases+plates+and+fruits+on+the+table. Blog - This Morning Routine Will Improve Your Mood Bright natural dining room nook with vases plates and fruits on the table. https://www.bramaninsurance.com/blog/how-to-take-an-effective-mental-health-day-mgedc monthly 0.5 2020-08-13 https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1596490320217-S3UO1YZ3RDYK18J9QBLZ/Pretty+Caucasian+woman+at+the+beach+smiling+at+camera. Blog - How to Take An Effective Mental Health Day  Pretty Caucasian woman at the beach smiling at camera. https://www.bramaninsurance.com/blog/the-beginners-guide-to-meditation-3f24l monthly 0.5 2020-08-13 https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1596731838064-4903TOTE124ANQHG5DLH/Scenic+shot+of+the+beach+with+waves+hitting+the+rocks. Blog - The Beginners Guide to Meditation Scenic shot of the beach with waves hitting the rocks. https://www.bramaninsurance.com/blog/exercises-to-calm-your-anxious-thoughts-n4gyr monthly 0.5 2020-08-13 https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1596491163422-VO0PAD9N2UUIGN3PHESF/Happy+smiling+woman+with+curly+hair+lounging+on+couch. Blog - Exercises To Calm Your Anxious Thoughts Happy smiling woman with curly hair lounging on couch. https://www.bramaninsurance.com/home daily 1.0 2025-12-09 https://images.squarespace-cdn.com/content/v1/614a0ba66ad33f46a2d86562/1632426158788-2BKWU4R4C0D9W1JC32C3/icon-business-insurance.jpg Home hand-drawn armchair icon https://images.squarespace-cdn.com/content/v1/614a0ba66ad33f46a2d86562/1632426324027-TW2M3ADY66KCN3JSZ5RJ/icon-personal-insurance.jpg Home hand-drawn aim target icon https://images.squarespace-cdn.com/content/v1/614a0ba66ad33f46a2d86562/1632426287192-MXVLHTF643BWCUS9UMPE/icon-employee-benefits.jpg Home hand-drawn empty pill bottle icon https://images.squarespace-cdn.com/content/v1/614a0ba66ad33f46a2d86562/1632426371466-LM2VZOQBUORJ3OXL972O/icon-life-insurance.jpg Home hand-drawn simplified needles in back acupuncture icon https://images.squarespace-cdn.com/content/v1/614a0ba66ad33f46a2d86562/1635212288108-MMALC6RCRJ17QCUNYCY5/unsplash-image-PhYq704ffdA.jpg Home - Big or small, we have you covered. Whether you're a start-up company or a large corporation, our team of professionals can help you protect your business and recommend practical solutions to help reduce those everyday risks that can lead to higher insurance costs. Our access to a wide range of national and regional carriers enables us to tailor risk management programs to meet your specific requirements. We offer a wide area of concentrations. https://images.squarespace-cdn.com/content/v1/614a0ba66ad33f46a2d86562/1632426530174-PD2LFZ3DEPGDZB6RWAJ8/business-owner.jpg Home - “Our team of knowledgeable representatives demonstrate integrity in everything they do. We take pride in our ability to offer quality products and services.” — Randy C. Vale, President https://www.bramaninsurance.com/about daily 0.75 2022-02-01 https://images.squarespace-cdn.com/content/v1/614a0ba66ad33f46a2d86562/1635215641432-3654X46B8B4JAKTHCG7T/GettyImages-1186848447.jpg About - PAST PRESIDENT Richard C. Braman, CLU Richard also is a graduate of Indiana University with a Bachelor of Science in Business. He followed his brother into the Air Force, returning in 1959 to join the Agency. Richard earned his CLU designation in 1963 from the American College of Life Underwriters. Richard has served as President of the Northwest Indiana Association of Life Underwriters and Board member of Tradewinds, American Red Cross and Northwest Indiana Jewish Federation. Richard is a Life member of the Million Dollar Round Table, an association of life and financial planners worldwide. Email — LinkedIn — Facebook https://images.squarespace-cdn.com/content/v1/614a0ba66ad33f46a2d86562/1637616007311-I57FWL7I7NBO3LLJTS85/GettyImages-1186848447.jpg About - CEO Donald A. Biesen, CPCU Don graduated from Indiana University with a Bachelor of Science degree in Management. He received his CPCU designation from the American Institute for Property and Casualty Underwriters in 1998. Prior to joining the Braman Insurance Services, Don was a sales professional with Frank B. Hall in Chicago, Illinois. He is also a member of the NWI Contractors Association. Email — LinkedIn https://images.squarespace-cdn.com/content/v1/614a0ba66ad33f46a2d86562/1635215478073-VE1MBZLSAQYLVFVFLUXE/GettyImages-1186848447.jpg About - COO/CFO Matthew J. Biggs Matthew is a graduate of Indiana University with a Bachelor of Science degree in Accounting. Matt serves both as COO/CFO for the Agency. He served as Vice President of the Indiana Chapter of the Applied Users Group from 2007-2009, an association of members using specialized applications developed for the insurance industry. Email — LinkedIn https://images.squarespace-cdn.com/content/v1/614a0ba66ad33f46a2d86562/1635215460294-27TE53EEES4CRBIGB3VG/GettyImages-1186848447.jpg About - PRESIDENT Randy C. Vale Randy graduated from Indiana University in 1987 earning a Bachelor of Arts degree from the School of Public and Environmental Affairs. He began his insurance career in 1987 with Bankers Life and Casualty, joining the Braman Insurance Services in 1990. Randy specializes in Property and Casualty Insurance and Risk Management. He is also a member of the NWI Contractors Association. Email — LinkedIn https://images.squarespace-cdn.com/content/v1/614a0ba66ad33f46a2d86562/1635215573492-A0QU9XDECL326A8FRGIE/GettyImages-1186848447.jpg About - PAST CEO William G. Braman, CPCU Bill is a graduate of Indiana University with a Bachelor of Science degree from the School of Business. After serving in the Air Force, he joined the Agency in 1956. He earned his CPCU designation from the American Institute of Property and Casualty Underwriters. Among many other philanthropic and civic activities, Bill has served as President of the Northwest Indiana Entrepreneurship Academy, Trustee of the Indiana Insurance Foundation, and President and Chairman of the Independent Insurance Agents of Indiana. He currently serves as an Officer and Director of the Methodist Hospitals of Northwest Indiana. Email — LinkedIn — Facebook — Instagram https://www.bramaninsurance.com/our-approach daily 0.75 2021-09-21 https://www.bramaninsurance.com/get-started daily 0.75 2021-09-21 https://www.bramaninsurance.com/home2 daily 0.75 2021-09-21 https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1595609339784-SQCBD0JY1I2PJTF6463B/image-asset.jpeg Home2 Providing you with a safe space to relax All your appointments will take place in our soothing office environment with fully private rooms, complimentary tea and water, and individualized care. https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1596735343208-REFD48BLXTO0VYD1GP8F/image-asset.jpeg Home2 Bright natural dining room nook with vases plates and fruits on the table. https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1596735391229-WFZO0YGQY5XS8CAGI64G/image-asset.jpeg Home2 Pretty Caucasian woman at the beach smiling at camera. https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1596735437739-PLZ9IGEX0K4LE2I40EX6/image-asset.jpeg Home2 Happy smiling woman with curly hair lounging on couch. https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1596735464610-AI9YSPNX6XDAB7ZYHEVN/image-asset.jpeg Home2 Scenic shot of the beach with waves hitting the rocks. https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1592230716373-ZT0K3F4FT1OIRFNZ1MNL/Thrapy+copy+2.png Home2 https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1592230746331-7KHTZVVBPJJ1MBAAH1K3/Pills+copy+2.png Home2 https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1592229007961-LTP1A4QHMVOKZ5NPVPKQ/Coaching+copy.png Home2 https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1592230803772-L1ERE96JGOYEVC5MY5FY/Accupuncture+copy+2.png Home2 https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1595609511395-DHZ1AN4UM2RWT5DUYG2I/image-asset.jpeg Home2 https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1595609495804-U8BVKL7U6TZ7NC1PRUO3/image-asset.jpeg Home2 https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1615997305106-E9C8DZGPRZC76V1CUSOD/Stocksy_comp_2318452.jpg Home2 https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1595609653820-03ONMZIYD38W7ZF3U0Y1/image-asset.jpeg Home2 https://www.bramaninsurance.com/employee-benefits daily 0.75 2021-11-01 https://images.squarespace-cdn.com/content/v1/614a0ba66ad33f46a2d86562/1632422749901-QNUF5DVL4RP0C9LM11ZA/smallbiz2.jpg Employee Benefits - Great plans. Outstanding service. We specialize in protecting your company's greatest assets - your employees. The biggest factor in keeping your benefit plan costs manageable is designing the right plan that meets your company's needs. We offer standard Employee Benefits as well as Voluntary Plans. Implementing the proper plan is just the beginning. Ongoing service is equally as important, and our dedicated benefits team works with you and your employees to provide assistance where ever needed. Implementing a competitive Employee Benefits Program is just the beginning for us. Client satisfaction and quality services are equally as important. Some of the many services included in our scope are: Employer/Employee Education and Open Enrollment Assistance Dedicated Account Management Team Legislative and Industry Related Seminars -COBRA, HIPAA, Healthcare Reform Wellness Programs and Incentives Financial Analytics, Forecasting, and Benchmark Reports Discounts and Special Offers-Smoking Cessation, Weight Loss, Flu Shots, Nurse Line HR360 Web-based library tool Human Resource Consulting Services https://www.bramaninsurance.com/personal-insurance daily 0.75 2021-11-01 https://images.squarespace-cdn.com/content/v1/614a0ba66ad33f46a2d86562/1632429362114-LVW2J02R4DRAIBQS9KGJ/auto.jpg Personal Insurance - Insurance that fits you. Personally. Our service does not end when your insurance policy has been written. Each and every client and customer receives an exemplary level of personal insurance that consistently delivers. We like to think that is why our clients stay with us. We are your advocate in: • Claim mitigation and investigation • Monitoring claim reserves • Ensuring your carrier is treating you fairly and protects your interest https://www.bramaninsurance.com/life-insurance daily 0.75 2021-11-01 https://images.squarespace-cdn.com/content/v1/614a0ba66ad33f46a2d86562/1632495814809-8LPBSD7U8ZIWLS8NV89Q/smallbiz4.jpg Life Insurance - Buy/Sell Agreement Funding We can develop programs to assure the orderly transfer of corporate or partnership interest upon the death, disability, or retirement of a partner. Our experts can also review any existing funding arrangements or agreements to determine if they are up to date and still meeting your objectives. Deferred Compensation Perhaps you have made the maximum contributions allowed by law to your profit sharing, 401k, or other qualified plans and want to defer additional income in order to reduce your current taxable income. Even if you do not have a qualified plan in place, a deferred compensation plan may be established for you exclusively or may include any one or more of your employees and not be considered discriminatory. https://images.squarespace-cdn.com/content/v1/614a0ba66ad33f46a2d86562/1632496044940-VK582CM1LG3RR2LJIMMA/smallbiz5.jpg Life Insurance - Business Life Insurance When it comes to insuring your business, there are many factors to consider. Our team will walk you through the process, asking key questions that will help map out the best path that will meet the needs of your company. https://images.squarespace-cdn.com/content/v1/614a0ba66ad33f46a2d86562/1632496360433-1IRJICCA8AYMXHRB5064/smallbiz6.jpg Life Insurance - Key Person Insurance While furniture and fixtures are shown on the balance sheet, often the value of your key man or woman whose talents and expertise are largely responsible for the profits of a company are often overlooked. Company-owned life insurance on those individuals can serve to reimburse the company for the lost profits in the event of premature death, continue an income to the surviving spouse for a period of time, or could be used to supplement any other program in place at the insured's retirement. It is also an incentive to help “lock-in” that valuable employee. This is also a perk for company owners. https://images.squarespace-cdn.com/content/v1/614a0ba66ad33f46a2d86562/1632496867801-8OCRYG4LF5N6PASC9TEH/smallbiz7.jpg Life Insurance - Qualified Plans We offer an array of products and funding arrangements for contributory as well as non-contributory plans such as: 401K 403b Profit-Sharing Pensions RA's: simple, Roth, and Traditional 529 College Savings Plans https://images.squarespace-cdn.com/content/v1/614a0ba66ad33f46a2d86562/1632497051427-E7HGZXVPU6KA3U2H9WVG/beach.jpg Life Insurance - Personal Life Insurance We represent many of the nation's highest rated companies and our specialists can provide the appropriate plan to meet your individual objectives. Permanent • Universal • Variable Term Retirement and Savings https://www.bramaninsurance.com/claims daily 0.75 2021-11-01 https://images.squarespace-cdn.com/content/v1/614a0ba66ad33f46a2d86562/1632256050830-KXRD9TQ4M9NJ2PGUWQ2V/desk-above.jpg Claims - After you file Your insurance contract provides a promise that your insurance carrier will respond by providing prompt and fair claim service in the event that you experience a loss. Our dedicated claims staff at Braman Insurance Services is committed to working as a liaison with you and your claim representative to facilitate the claims process. Our goal is to exceed service expectations by providing a prompt response to your claim needs. https://images.squarespace-cdn.com/content/v1/614a0ba66ad33f46a2d86562/1632255716841-E1HNUK9L6CIL38TKDJCW/call.jpg Claims - Catastrophic loss In the event that you experience a catastrophic loss that involves death, hospitalization, or one that makes your home or place of business uninhabitable, outside of normal business hours please feel free to contact our Claim Manager, Linda Venable, SCLA at 219-771-7300 for immediate assistance. https://www.bramaninsurance.com/contact daily 0.75 2021-11-01 https://www.bramaninsurance.com/legal-disclaimer daily 0.75 2021-10-05 https://www.bramaninsurance.com/construction daily 0.75 2021-11-01 https://images.squarespace-cdn.com/content/v1/614a0ba66ad33f46a2d86562/1632501897283-4J8MI9NXWCMYJ0XYV80C/construction1.jpg Construction - Construction You deserve a trusted advisor who provides the best protection at the lowest overall cost. We don't just sell you an insurance policy: we take a 360-degree view of your operations with a focus on finding ways to reduce risk and prevent loss. We thoroughly assess your overall operation, looking for gaps that need to be bridged to protect your interests. Backed by a dedicated construction unit, we assist with certificates, contract review for insurance requirements, and issues of regulatory compliance. We are your advocate in: claim mitigation and investigation monitoring claim reserves identifying subrogation opportunities controlling insurance costs https://images.squarespace-cdn.com/content/v1/614a0ba66ad33f46a2d86562/1635217146873-X492GUGC0MUKM8FJRHK3/GettyImages-1189913170.jpg Construction - “Braman Services understands the challenges that we face in the construction industry. They help us with everything from contract review to advice on risk management.” https://www.bramaninsurance.com/hospitality daily 0.75 2021-11-01 https://images.squarespace-cdn.com/content/v1/614a0ba66ad33f46a2d86562/1632502848627-LY6ZJ7F8SJKF1VV2CB10/hospitality.jpg Hospitality - Hospitality Whether you're a limited service, full service, or resort-style hotel property, we provide insurance and risk management services that are tailored to meet your specific needs. Our hospitality division has the expertise, knowledge, and products to help you with all of your business insurance needs, all at a convenient one-stop shopping location. Braman Insurance offers flexible insurance programs that include Property, General Liability, Liquor Liability, Crime Coverage, Workers' Compensation, Auto and Umbrella Insurance. We also can provide Loss Prevention and Risk Management services that focus on your property's overall profitability. And through the relationships we've grown over the years, we know which insurance company is best for your market. https://www.bramaninsurance.com/condo-associations daily 0.75 2021-10-28 https://images.squarespace-cdn.com/content/v1/614a0ba66ad33f46a2d86562/1632503103592-8XILJOTK4JRFO5PQ51W0/condo.jpg Condo Associations - Condo Associations At Braman Insurance Services, we offer competitive insurance rates on property coverage for multi-unit buildings. Our Condo team members can recommend carriers that provide blanket insurance coverage on buildings and all the common areas of the association. Directors and Officers liability coverage is automatically provided under the general liability insurance for the Association and Board of Directors. https://www.bramaninsurance.com/transportation daily 0.75 2021-11-01 https://images.squarespace-cdn.com/content/v1/614a0ba66ad33f46a2d86562/1632503443090-FYOGASMCHRKH8ULSJ1E7/transportation.jpg Transportation - Transportation Braman Insurance has been covering the transportation industry since 1926. Our clients draw on our knowledge of environmental, OSHA, and DOT regulatory issues, where we can offer sophisticated loss control and claim management services. Our team can also help you establish a fleet safety program for owner-operator insurance compliance. We use the expertise we've gained within this sector to help keep our clients in compliance with regulatory laws, reduce costs, and take whatever steps necessary to keep your fleet on the road. https://www.bramaninsurance.com/manufacturing daily 0.75 2021-11-01 https://images.squarespace-cdn.com/content/v1/614a0ba66ad33f46a2d86562/1632503727910-WB9T4E6RWLKUW36A1OWC/manufacturing.jpg Manufacturing - Manufacturing Braman Insurance's expertise in the manufacturing sectors begins with an in-depth study of current programs in place in addition to reviewing the established policies and procedures. Our experience in both the marketplace and in loss control studies is designed to provide maximum protection at the most competitive price. We can suggest risk management alternatives that will result in fewer claims and help increase employee productivity. We’ve established relationships with an extensive array of insurance markets that specialize in coverage for small to international-sized manufacturers. Based on our comprehensive analysis, we provide proven risk management solutions that best meet your unique needs. This includes loss control services, safety program design, contract review for insurance requirements, and insurance coverage tailored to your manufacturing operations. Our service does not end when your insurance policy has been written. We provide human resource consulting and training to keep you both compliant and productive. We are your advocate in: claim mitigation and investigation monitoring claim reserves identifying subrogation opportunities controlling insurance costs https://www.bramaninsurance.com/sports-entertainment daily 0.75 2021-11-01 https://images.squarespace-cdn.com/content/v1/614a0ba66ad33f46a2d86562/1633381518733-JNOO7MSZJOO7C375HJK5/iStock-1264527463.jpg Sports & Entertainment - Sports & Entertainment Braman Insurance Services’ Sports and Entertainment division has the expertise, knowledge, and products to help you with all of your business insurance needs, all at a convenient one-stop shopping location. Whether you are an amateur sports association, professional league, amusement park, golf course operator, or family fun center, we can offer risk solutions that your organization faces. Braman Insurance offers flexible insurance programs that include General Liability, Participant Legal Liability, Participant Accident, Excess Liability Property, Crime Coverage, Workers Compensation, and Auto. We also can provide Loss Prevention and Risk Management services that focus on your organization’s overall profitability. And through the relationships we've grown over the years, we know which insurance company is best for your market. https://www.bramaninsurance.com/small-business daily 0.75 2021-11-01 https://images.squarespace-cdn.com/content/v1/614a0ba66ad33f46a2d86562/1632504782191-TUN9WNFSOS3EJIE042WV/smallbiz8.jpg Small Business - Small Business Whether you're a corner bakery or a family dental practice, Braman Insurance Services offers packages that are competitively priced with essential insurance coverage designed especially for various types of small businesses. https://www.bramaninsurance.com/restaurant daily 0.75 2021-11-01 https://images.squarespace-cdn.com/content/v1/614a0ba66ad33f46a2d86562/1635207952928-TNO0RWGHZQKCGPA7I9XX/unsplash-image-ozHMc88WgcI.jpg Restaurant - Restaurant We will design an insurance program that provides the most comprehensive coverage for your restaurant whether it be fine dining, family-style, or franchised operations. We offer insurance programs endorsed by the Illinois and Indiana Restaurant Associations. Our specialized carriers can provide all necessary insurance coverage to include workers' compensation, auto and umbrella coverage. For those establishments serving alcoholic beverages, we can provide liquor liability insurance as well as offer fixed rates on general liability coverage versus the standard gross receipts that determine your premium. https://www.bramaninsurance.com/municipalities daily 0.75 2021-11-01 https://images.squarespace-cdn.com/content/v1/614a0ba66ad33f46a2d86562/1632504493005-LCE74QMPTPI39VC53503/municipalities.jpg Municipalities - Municipalities We are able to offer solutions to address Municipalities' unique and challenging risk management issues. From townships to city governments, we will review and provide a plan to reduce your risk management costs, so tax dollars are better spent on providing service to the community. Our programs will address the total cost of risk, including specialized requirements such as public official and police professional liability. We will work with you to develop programs that are mindful of your budget. https://www.bramaninsurance.com/non-profits daily 0.75 2021-11-01 https://images.squarespace-cdn.com/content/v1/614a0ba66ad33f46a2d86562/1635266318449-KX2ZYNEK20DF7ITOYJFZ/unsplash-image--uHVRvDr7pg.jpg Non Profits - Non Profits You need an affordable risk management plan customized for your nonprofit organization, and that's what Braman Insurance provides. You deserve a trusted advisor who works tirelessly to provide you the best protection at the lowest overall cost. We don't just sell you an insurance policy: we take a 360-degree view of your operations that is focused on finding ways to reduce risk and prevent loss. We evaluate your exposure to risk, assess the insurance needs created by your operations, services, and special events, and offer detailed appraisals to ensure your properties are correctly valued. Based on our comprehensive analysis, we provide proven risk management solutions that best meet your unique needs. This includes loss control services, safety program design, contract review for insurance requirements, insurance coverage for property, general liability, and professional liability for your directors and officers. Our service doesn't end when your insurance policy has been written. We provide human resource consulting and training, insurance certificates, and continued coverage assessment. 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